Netflix and 401(k) participation… right off the bat, you’re probably wondering: what the heck do these have to do with each other? Well, as the 10,000+ companies who failed IRS nondiscrimination testing in 2017** would probably tell you, most employees would rather spend a couple hours bingeing

If your small business offers a 401(k), give yourself a pat on the back. You are building a retirement nest egg and providing your employees the chance to do the same. But some employees may be reluctant to sock money away for years because they are concerned about their

More 401(k) plan sponsors are trying new ways to motivate employees to enroll in the company’s 401(k) and save for retirement. According to Deloitte’s recent defined contribution survey, plan sponsors are increasing communications, while beefing up education and financial wellness tools. Per the Deloitte 401(k)

Retirement savers can give a well-deserved round of applause to Richard Thaler. The University of Chicago professor was recently awarded the Nobel Prize in Economics for his insights into the emerging field of behavioral economics. Thaler’s career has been so successful that some economists no longer believe humans are

If your company already offers a 401(k) plan, then you know it’s a great way for you and your employees to invest for retirement. What you may not know is that 43% of young millennials don’t know what a 401(k) is. That’s according to a

So you want your retirement plan to be successful… That means you want your employees to join the company 401(k), and you want them to divert a meaningful portion of their paychecks toward the plan. And all along the way you’d like to make sure your plan passes

Beef up contributions for a winning 401(k) plan It’s no secret that many Americans are not saving enough for retirement, even if their company offers a good 401(k) plan. But according to a recent Census Bureau study, more of us may be less prepared than previously thought.

At ForUsAll, we are big fans of automatic enrollment in your company’s 401(k) plan for a simple reason: it lowers the barrier of saving for retirement and drives employee engagement. Why automatic enrollment? Why don’t people join opt-in 401(k) plans? We had “DAVE,” our virtual advisor,

So you are thinking about scheduling seminars to encourage employees to enroll in the company 401(k) and wondering how effective they might be. Maybe you have a new plan and you want to introduce your employees to this retirement nest egg builder. Or maybe you would like to get

There’s a lot competing for your employees’ attentions, and saving for retirement is often one of the furthest things from people’s minds. While this can feel frustrating, it’s also an opportunity to help millennials adopt great savings habits and get started early. If you want to help

Ever wonder why saving for retirement is so difficult, and why your company’s 401(k) participation rate is not as high as you’d hope? Behavioral economists have. And they believe that choosing to save is the sort of choice that is inherently difficult. That’s because the benefits

What does a 401(k) have to do with hiring cooks? Well, in a nutshell, a restaurant-friendly 401(k) is a broad-based benefit that appeals to restaurant staff, and can help restaurant employers hire and retain valuable workers – while meeting IRS nondiscrimination testing requirements. These new 401(k)s use

Getting employees to join the 401(k) is good for employers and great for employees. But most 401(k)s have low participation, with a staggering 68% of the working age population (25-64) actually not enrolling in their employer-sponsored 401(k) plan according to a recent study by the Schwartz